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Watercraft insurance provides protection - legal and financial, if your boat is involved in an accident or damaged by fire, theft, vandalism, or weather related occurrences.
Boats are generally not covered under homeowners or auto insurance, and when they are, the coverage limits are usually low. Personal water craft policies covers:
- Hull coverage
- Physical damage
- The boat itself
- Bodily injury
- Property damage
- Guest passenger liability
- Medical payments
- The
Most policies also include water sports liability, which covers risk associated with activities such as water skiing.
Whether your watercraft is your treasured bass boat, your family ski boat, or a sleek motor yacht you have worked hard to now enjoy, let us help you protect your peace of mind when you use it.
Consider buying an umbrella policy that will provide more liability protection. A million dollars of extra liability coverage costs about $300 a year.
Contact: April Slawson, Tim Cook
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